Creating And Protecting Your Legacy

Can I qualify for help paying for Medicare premiums?

On Behalf of | Nov 23, 2021 | Elder Law and Medicaid Planning |

Medicare is insurance provided for older adults by the government, but it is not free. You will have to pay for premiums, which can be difficult on a fixed income.

According to, there is assistance available to help you pay your premiums in some situations, but you must meet the qualifications.

Qualifying Individual program

The QI program pays for Part B premiums. It requires an income of no more than $1,469 if you are single. Your resources must be under $7,970.

Qualified Medicare Beneficiary program

The QMB program will help you pay for your premiums for Medicare Part A and B. It also can assist with other expenses, such as copays and deductibles. To qualify for this program as a single person, you cannot have a monthly income over $1,094 and your assets must be under $7,970.

Specified Low-Income Medicare Beneficiary program

The SLMB program will assist with Part B premiums. To qualify as a single person, your income limit per month is $1,308. You cannot have resources worth more than $7,970.

Qualified Disabled and Working Individuals program

The QDWI program has a few requirements in addition to income limits. You have to have a disability and be working. You also need not have Social Security Disability income. The income limit for an individual is $4,379 a month. The asset limit is $4,000. This program pays for Part A premiums.

Do note that all income limits are subject to change, and they may be higher in some areas. You should still apply for a program if you are near the limits.