Navigating the finances of long-term care presents a challenge to many families. Questions about the cost of care, how long the care will last and how to pay for the care are among the most common concerns for seniors and their families.
For many, VA benefits provide an important source of income for those in assisted living facilities throughout Florida and the U.S.
Information on VA benefits
The U.S. Department of Health and Human Services provides information on VA benefits as it relates to long-term care and managing the cost of home-bound care. For those with service-related disabilities, the Department of Veterans Affairs pays for long-term services for eligible veterans. The department also provides financial benefits for those without disabilities but who do not have the financial resources to pay all cost for long-term care. The VA often requires these individuals or families to pay a portion of this care.
Other programs allow veterans to stay in their homes. The Housebound Aid and Allowance Program provides money to eligible veterans and surviving spouses to purchase services such as personal care assistance or homemaker services. The Veteran Directed Home and Community Based Services Program gives veterans resources to buy services such as counseling and other supports.
The U.S. Department of Veteran Affairs provides more information on nursing homes, assisted living and home health care for veterans and surviving spouses. The list of long-term services include the following:
- Physical therapy
- Comfort care
- Pain management
- Caregiver support
- 24/7 nursing and medical care
Eligibility requirements for these benefits include signing up for VA health care and showing a need for the services. Some benefits might depend upon the availability of services in a geographic area.